Monthly: Monthly payment for Service shall be made by credit card only. Subscriber authorizes Loren Data to charge Subscriber's credit card for monthly service fees (as posted in the Subscriber Profile section of Service). Loren Data may also charge for any other Service related charges incurred by Subscriber.

Annual: Annual payment for Service can be made by credit card or by company check, drawn on a US Bank in US funds, payable to Loren Data Corp. Annual fee (as posted in the Subscriber Profile section of Service) must be received by Loren Data within 30 days after the issuance of Subscriber ID. Subscriber must also pay any other Service related charges within 30 days of invoice. Past due invoices may incur interest charges, collection fees, and may result in the cancellation of service.

Dates: The Start Date of Service will begin upon the issuance of Subscriber ID. The Initial Billing Date commences with Start Date. Special offers may defer Initial Billing Date as outlined in additional terms and conditions of offer.

Credit Cards: If Subscriber pays by credit card, Subscriber authorizes Loren Data to renew account automatically on the selected periodic basis. Subscriber is required to maintain a valid credit card on file with Service. If credit card charges are denied for any reason, Service may be suspended or canceled as deemed appropriate by Loren Data and a $15 processing charge may be applied.

USE OF THE SERVICE (EXCLUDING ANY FREE TRIAL PERIOD) CONSTITUTES ACCEPTANCE OF SERVICE CHARGES AND WILL INITIATE PERIODIC BILLING.

Cancellation: Loren Data requires notice to cancel Service in writing or by e-mail. Cancellations are effective immediately upon receipt and confirmation by Loren Data. Confirmation will be made by e-mail to the most recent e-mail address in the Subscriber's profile. In the event of cancellation by Subscriber, the unused portion of fees paid in advance of the current monthly billing period will be refunded.

Changes to Service: Loren Data reserves the right to change its monthly service fees or Terms and Conditions at any time. Loren Data shall post such changes in Subscriber's account at least 30 days before the change in service becomes effective. Subscriber is responsible for reviewing Subscriber's account on a regular basis to obtain timely notice of any such changes. Continued use of service after such changes go into effect constitutes acceptance of said changes.

Subscriber Responsibility: Subscriber shall be responsible for providing and maintaining a personal computer, communication equipment, and Internet services (including browser software) required for accessing Service.

Loren Data shall make all reasonable efforts to ensure that Service will perform substantially in accordance with the services offered LOREN DATA CORP. MAKES NO WARRANTY THAT ALL ERRORS OR FAILURES WILL BE CORRECTED, AND MAKES NO OTHER REPRESENTATION OR WARRANTY OF ANY KIND WITH RESPECT TO THE SERVICES OFFERED, WHETHER EXPRESSED OR IMPLIED, EITHER IN FACT OR BY OPERATIONS OF THE LAW. LOREN DATA EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. LOREN DATA DOES NOT WARRANT THAT THE SERVICE IS ERROR FREE OR THAT THE INTERNET ACCESS WILL BE SECURE, UNINTERRUPTED OR ERROR FREE.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT AND EXCEPT FOR THE OBLIGATIONS SET FORTH ABOVE, NEITHER PARTY SHALL BE LIABLE TO THE OTHER PARTY FOR CONSEQUENTIAL, INCIDENTAL OR SPECIAL DAMAGES, INCLUDING LOST PROFITS, EVEN IF SUCH PARTY HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING.

SERVICE PROVIDES ACCESS TO OFFICIAL U.S. GOVERNMENT SYSTEMS. USE OF SERVCE CONSTITUTES CONSENT TO SECURITY TESTING AND MONITORING. UNAUTHORIZED ATTEMPTS TO UPLOAD INFORMATION OR CHANGE INFORMATION ON THIS SYSTEM IS STRICTLY PROHIBITED AND MAY BE PUNISHABLE UNDER THE COMPUTER FRAUD AND ABUSE ACT OF 1986.

ANY FRAUDULANT OR ILLEGAL USE OF SERVICE WILL CAUSE ACCOUNT TO BE IMMEDIATELY CANCELED AND MAY RESULT IN BOTH CIVIL AND CRIMINAL PROSECUTION.

This Agreement shall be deemed accepted by Loren Data Corp. located at 4640 Admiralty Way, Suite 800, Marina del Rey, CA 90292.

Use of the Service constitutes acceptance of these terms and conditions.

a. Independent Parties: